Dominga Tibingen is now a landowner. For her, the title has a nice ring to it. For more 15 years, she has been waiting for the time when her dream of having her own land will come. That all changed on December 13, when she received her transfer certificate of title (TCT) from Social Housing Finance Corporation (SHFC) during the Urban Poor Solidarity Week Celebration at the Bell House, Camp John Hay, Baguio City.

“Sino ba ang hindi matutuwa na magkaroon ng sariling titulo?” asked the mother of four, feeling flooded with happiness. “Ang tagal na naming naghihintay at ngayon dumating na ang araw na natanggap namin ang katunayan na sarili na namin ang lupang kinatatayuan ng aming bahay.”

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Tibingen expressed gratitude to SHFC for helping low-income families avail of affordable housing financing through the Community Mortgage Program. “Malaking bagay po na sa maliit na halaga ay nagkaroon kami ng pagkakataon na magkaroon ng sariling lupa,” added the 60-year-old, who vividly remembered paying a monthly amortization of P200 in the 1990s.

The thought of bringing home her own land title gave another partner-homeowner a jolt of energy a few minutes before her graveyard shift ended. On most mornings, Conchita Balagot goes straight from her work to her home to attend to her daughter before she goes to school. But on that fateful Thursday morning, the 50-year-old took a different route. She hurried to the venue of the activity to get her TCT, the proof that her years of hard work finally had paid off.

“Masayang masaya po ako kasi sa wakas ay nakuha ko na ang titulo,” said Balagot, who works the night shift at an international semiconductor company. “Para talaga ito sa anak ko, kaya kahit walang tulog ay pinilit ko talagang makarating dito. Maraming salamat po sa Social Housing. Sana po ay mas marami pa kayong matulungan.”

Tibengen and Balagot were just two of the 10 partner-homeowners of Loakan Green Meadows Homeowners Association, Inc. (HOAI) who received their respective TCTs in the ceremony, which was led by Atty. Ann Margarette Vista, OIC-Vice President for Project Enforcement, Customer Relations and Complaints, and Atty. Ronald Paul Cajucom, Planning Officer IV. Jones Tomas, OIC-Manager for North Luzon Area, and Elvira Inton, OIC-Manager for Customer Relations and Complaints Division were also present during the summit, which carried the theme “Building Partnerships for Climate Resilience and Good Governance.”

Helmed by Ms. Josephine Paulino, Loakan Green Meadows is composed of 110 partner-homeowners. The association, which was mobilized Baguio Benguet Green Meadows Inc., was taken out on April 11, 2005.