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The roads leading to the daycare center of Barangay Cupang in Antipolo City are narrow and rough. It didn’t help that southwest monsoon rains enhanced by tropical storm Karding continued to pour down that Monday morning, creating puddles and muddy potholes on the steps down to the cramped facility, where about 100 people were patiently waiting for the start of a special activity that would later change their lives. But these conditions were nothing compared to what members of Bo. Cupang Homeowners Association Inc. had dealt with to finally get to where they are today.

August 13 was a day to remember for the 37 beneficiaries as they received their respective transfer certificate of title (TCT) in a ceremony led by Atty. Leo B. Deocampo, OIC-Senior Vice President for Operations, Josefina B. Banglagan, OIC Vice President for NCR Operations, and Councilors Catalino M. Leyva and Paui C. Tapales. After a series of speeches from SHFC officials and guests, emotions then began to pour out when the awardees finally had the title in their hands.
What started as a gloomy day for the 37 awardees turns out to be nothing but special as they receive their respective TCTs in a ceremony held on August 13.
Two days prior to the ceremony, Salvador Angulo was worried that the heavy downpours could cause widespread flooding in the area similar to what happened during the onslaught of typhoon Ondoy in 2009. But when his name was called to claim his TCT in front, a different kind of flooding was flowing inside him: it was a stream of warm joy.

“Ako ay tuwang-tuwa dahil sa aming pagtitiyaga ay nakamit namin sa wakas itong titulo na matagal na naming minimithi,” the 62-year-old said. The former driver, who now buys and sells hogs for a living, is thankful that this day has finally come.“Maraming salamat po sa lahat ng tumulong sa amin, kagaya po ng Social Housing (Finance Corporation), para mapasaamin ang titulong ito.”
Worth the wait: Mang Salvador is all smiles as he finally gets his TCT after nearly 25 years of waiting.
Wearing a black jacket with printed gold side trimmings and a faded navy baseball cap, Patrocinio Prima was sitting quietly as more awardees were called in front to receive their TCTs. When his turn came, still poker face and all, the 92-year-old mustered enough strength to get up from his seat and walked slowly to the makeshift stage for a photo-op with his own certificate in his hand and a souvenir T-shirt that he wore after being helped to his assigned seat.

“Masaya dahil may titulo na ako,” the former carpenter said, his face finally glowing enough to light up the cramped room. Lani, one of her daughters who accompanied the nonagenarian to the ceremony, echoed her father’s sentiments. “Masaya ako para kay Tatay kasi matagal na niya itong hinihintay. Mahirap din kasi ang sitwasyon namin dati dahil nakikitira lang kami,” she shared.
Mang Patrocinio says he is happy that his years of hard work and dedication has finally paid off.
Twenty-five years ago, Amelia Alejandro was only dreaming of having her own lot, even admitting to herself that it would be a long shot. Fast forward to 2018, that dream finally became a reality. “Masayang masaya ako kasi matagal kong hinintay ang araw na ito,” said the 65-year-old, who now spends her time tending to her grandchildren and her small computer shop in the area. “Maraming salamat sa SHFC dahil nagtiyaga sila sa amin,” Amelia added. “Kahit maraming hindi naniwala sa programang ito, sa huli naging maayos pa rin ang lahat.” 
Aling Amelia is thankful for the support given by SHFC throughout her journey of having her own title.
With every story of hope and success, SHFC vows to continue offering shelter solutions suitable to the needs of the communities it serves. These include the Community Mortgage Program, which has helped more than 300,000 families through over Php 14 billion worth of loan assistance since it was launched in 1988.

SHFC is the lead agency assisting underprivileged communities to secure land tenure through shelter financing and development solutions by Building Adequate Livable Affordable and Inclusive (BALAI) Filipino communities. For more info, call (+632) 750-6337 or visit